Play now, pay later Want to spoil yourself with a bit of a break? Or you just need to those debts under control? Our personal loans can help. Talk to us Phone us Email us Breadcrumbs Health Professionals Bank Test loans Ready for a holday Ready for a holday Overview Buying a car Overview Ready for a holday Overview Buying a car Overview Ready for a holday Prepare for the unexpected Life often throws a curveball when you least expect it, so be prepared with an overdraft (RediCredit) to manage life’s bumps at any time.1 Overdraft Overdraft (RediCredit) is attached to your Everyday Direct account for when you need a little extra cash. Learn more 12 .64 pa % Interest rate No ongoing fees Links directly to your Everyday Direct account Instant access to your funds 12 .64 pa % Interest rate Apply Become a member Important information 1 Eligibility criteria apply to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. Consumer lending terms and conditions available. Your objectives, needs and financial circumstances have not been taken into account. You should read both the Conditions of use – Accounts and access document and Fees and charges brochure before deciding to purchase accounts and access facilities issued by the Bank