We have a range of home loans to suit your needs.
Helping you through the home loan journey
Relax. Take a load off. Find out how much you can borrow with our borrowing calculator.
Fixed Rate Home Loan
You can secure a great fixed rate for up to 5 years and get the peace of mind knowing home loan repayments won’t change for the duration of the fixed term. Owner occupiers and investment.
- 100% offset facility*
- Split fixed/variable rate options available
- A 90-day rate lock option*
How much can you borrow?
Do the prep work. Find out how much your home loan repayments could be.
Offset facility
You can further shorten the time it takes you to repay your home loan by making fortnightly home loan repayments, as well as using the 100% mortgage offset facility. Paying fortnightly allows you to make the equivalent of one extra monthly repayment per year.
Ready to apply?
Need help choosing your home loan? Explore our Owner occupier and Investor home loan options and have this information ready before starting the application process.
Apply online
Speak to a Mobile Lender
Call us
Visit a branch
Digital ways to bank with us
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Internet Banking1
Safe, simple online banking from your desktop, tablet or laptop. Manage your money, pay bills, transfer funds or track spending securely, without visiting a branch.
Our Internet Banking makes life easier to manage the day to day or take control of your finances.
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Mobile App1
Once you're registered for Internet Banking, download our Mobile App. It offers safe, easy to use mobile banking when you’re on the go - check your balance, pay bills and transfer funds.
Download now for iOS
Download now for Android
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Mobile Wallet2
An easier way to pay. Tap and pay with your smartphone in store without cards or cash for purchases under $200*.
Just add your Visa Debit or Visa Credit Card details to your Mobile Wallet and you’re ready to go.
As a member, you'll enjoy...
When you join Health Professionals Bank, you’ll own a share in one of Australia’s largest mutual banks.
This means, you're not just a customer, you're a shareholder.
With our home loans you can enjoy:
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Interest rates can be fixed for 1 to 5 years with no ongoing fees – keep more money in your pocket
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Flexible repayments – to better manage your budget
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24/7 access via online banking – stay on top of your loan anytime, anywhere
*Important information
Eligibility criteria apply to join Health Professionals Bank. Fees and charges and lending criteria apply.
Consumer lending terms and conditions available here.
1. Redraw is subject to application and registration.
2. Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.
Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.
