Income Protection insurance

If you’re between 19 and 60 Ezicover Income Protection can provide a monthly benefit up to $12,000, for up to 5 years, if you are unable to work in any occupation due to sickness or injury.

The benefits⁺

• First month's premium payment waived.
• There are two cover types, Sickness & Injury cover and Injury Only cover. If you have a medical condition or history that prevents you getting Sickness & Injury cover, Injury Only cover may be available.
• Monthly payments of up to 75% of pre-disability income, maximum $12,000 per month, paid for up to 5 years.
• Lump sum payment equal to three times the monthly benefit for Heart attack, Cancer or Stroke with no waiting period (for Sickness & Injury cover).
• $500 Return-to-work benefit, to help with extra expenses when claim ends.
• Insurance premiums are waived while a monthly benefit is being paid.
• Reducing income feature, allows the level of cover and premium payments to be temporarily reduced during period of financial hardship or special circumstances.
• Premium holiday feature, allows the cover to be put on hold.
• Worldwide cover 24/7 except where the Australian government has advised against travel to that country.
• 30 day cooling off period.