Home Loans

Home Loan Repayments
Refinance comparison
Extra home loan repayments
Borrowing Power

Home Loan Repayment

If you’re trying to work out which home loan works best for you, it helps to know how your repayments will be structured. Your repayments will vary according to how much you borrow, whether your loan comprises of principal & interest repayments or interest only, and how frequently you choose to make repayments.

Refinance comparison

Our home refinance comparison calculator allows you to compare two different loan options, sharing the loan amount and loan term as common details to determine which will benefit you the most

Extra home loan repayment

Extra repayments on your loan may significantly reduce the amount of interest you pay over the life of the loan, and how long it takes to repay it. It’s worthwhile researching the potential impact of making regular additional contributions – just $20 dollars extra per week can save you significantly in interest in the long term, and reduce the time it takes to repay your loan.

Borrowing Power

Applying for a home loan can be complicated, but we’re here to help with our borrowing power calculator. How much you can borrow will depend on how much you earn, whether you’re making a single application or applying with your partner, and other things you may need to pay for such as dependent children or credit card debt.

Other home loan calculators

Stamp duty calculator
Find your forever home

Stamp duty is paid on top of the price of your home, and can have a significant impact on the overall cost of your property.

Split home loan calculator

Compare the difference of your loan based on a fixed rate, variable rate or a combination of both.

Mortgage offset calculator
For those times when unexpected expenses come up, use the equity in your home loan to pay for those emergencies.
Lump sum repayment calculator

Have you ever thought about using tax refunds, work bonuses or rebates to boost your home loan repayments?

Home loan key facts sheet

Our home loan key facts sheet is designed to make shopping for home loans easy by summarising all the necessary information in one place

Interested in learning more about our home loan products?

Why join us?

We put you first. As a customer-owned bank, we allocate a portion of our profits back into the organisation so we can offer better rates and services.

Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian education sector or are family members of members (i.e. shareholders) of the Bank.

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Take the next steps with your home loan

Help when you need it

If you’re just starting out toward your first home, or need a health check on your current home loan – book a call back today!

Our home loan specialists will guide you through your options and help you choose the best loan for your needs.

Ready to apply online

If you’re ready to apply, simply complete our online application form and we’ll contact you directly to finalise required documentation.

You can easily save the application as you go so you can pick up where you left off later.

Ways to get in touch

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Phone

1800 472 265

Overseas? +61 2 9735 9151

Phone enquiries are available 8am to 7pm weekdays, and 9am to 3pm Saturday.

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Locations

Our offices are open 9am to 5pm, weekdays.

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